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More often than expected, many disability insurance claims are denied in the initial stage. When this happens, different reasons for its rejection play in mind.

Here are some of the common reasons why a disability insurance claim is denied:

1. Lacks objective findings

The social security reviewer who looks into your application may dismiss your claim on the grounds that it lacked the so-called "objective findings" to substantiate your disability claim. Hard medical evidence such as blood tests, MRI results, x-rays, etc. of your physical or mental condition are sometimes needed by the claims reviewer to decide on your claim. Lack of this vital information often becomes an obstacle in the approval of a claim.

However, some disability insurance policies do not require the absence of objective findings as basis for the denial of a claim. In this case, you will need the help of a disability lawyer to help you pursue your claim.

2. You are not disabled from your occupation

A claim reviewer may also deny your claim on the basis that you are not disabled as defined in your occupation. You may be experiencing stress at work, but the claim reviewer will not consider this as disability required by your occupation.

Sometimes he may even use inaccurate job description to determine your disability and use it as basis for denial. In such case, you must get an explanation from the claim reviewer and consult a disability lawyer.

3. Pre-existing condition

A claim may be denied due to a pre-existing condition, which is expressed in your policy as a period of treatment for a medical condition before the coverage began.

4. Non-fulfillment of the elimination period

Elimination period is a time between 30 days to 6 months in which a claimant must be continuously disabled to be able to be eligible for benefits.

5. Not under the care and treatment of proper medical professional

To be recognized as a credible finding, a claimant must undergo treatment with a certified doctor or medical practitioner who can support his disability claim.

6. Self-reported symptoms exclusion

Self-reported symptoms are unacceptable reasons, which are excluded in some policies as a disabling condition. Headache, dizziness or fatigues are symptoms that are difficult to document by objective findings. Self-reported symptoms of an illness cannot be admitted as reasons in a claim unless they are stated in an official medical statement of a doctor as part of an objective medical finding.

More often than expected, many disability insurance claims are denied in the initial stage. When this happens, different reasons for its rejection play in mind.

Here are some of the common reasons why a disability insurance claim is denied:

1. Lacks objective findings

The social security reviewer who looks into your application may dismiss your claim on the grounds that it lacked the so-called "objective findings" to substantiate your disability claim. Hard medical evidence such as blood tests, MRI results, x-rays, etc. of your physical or mental condition are sometimes needed by the claims reviewer to decide on your claim. Lack of this vital information often becomes an obstacle in the approval of a claim.

However, some disability insurance policies do not require the absence of objective findings as basis for the denial of a claim. In this case, you will need the help of a disability lawyer to help you pursue your claim.

2. You are not disabled from your occupation

A claim reviewer may also deny your claim on the basis that you are not disabled as defined in your occupation. You may be experiencing stress at work, but the claim reviewer will not consider this as disability required by your occupation.

Sometimes he may even use inaccurate job description to determine your disability and use it as basis for denial. In such case, you must get an explanation from the claim reviewer and consult a disability lawyer.

3. Pre-existing condition

A claim may be denied due to a pre-existing condition, which is expressed in your policy as a period of treatment for a medical condition before the coverage began.

4. Non-fulfillment of the elimination period

Elimination period is a time between 30 days to 6 months in which a claimant must be continuously disabled to be able to be eligible for benefits.

5. Not under the care and treatment of proper medical professional

To be recognized as a credible finding, a claimant must undergo treatment with a certified doctor or medical practitioner who can support his disability claim.

6. Self-reported symptoms exclusion

Self-reported symptoms are unacceptable reasons, which are excluded in some policies as a disabling condition. Headache, dizziness or fatigues are symptoms that are difficult to document by objective findings. These of an illness cannot be admitted as reasons in a claim unless they are stated in an official medical statement of a doctor as part of an objective medical finding.

Know more about your social security disability insurance through the expert assistance of Los Angeles Social Security attorneys.

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Create the ad units so that they blend in with your blog. You will need to go into your Google AdSense control panel and enter the hex colour codes from your website or blog. Make sure the text colour; background colour, and link colours all match your blog.

Don't use borders around the ad unit boxes. Again, you want the boxes to blend, you will have to colour code the borders to match the background so that they become invisible.

Find profitable niche markets, it is important not to choose markets where the cost per click is too low to make it worth your while. I suggest that you do some keyword research and find out roughly what the cost per click is in Ad Words. Usually this will be a good indication as to whether this will be successful.

Keywords are of great importance, you have to make sure that your content is not overstuffed with particular keywords to the point of destroying readability and value. What you need to do is master the art of making sure your articles make liberal use of on-topic keywords, which are likely to generate the most relevant ads. Experts maintain that using keywords with your titles and H1 tags is any excellent way to assist in getting the most relevant possible adds

If you want to make money from Google AdSense, you can and will, but it takes real effort, planning, time and smart thinking. Don't expect to be making huge amounts of money after 4 or 5 months and a few thousands visitors a month to your site. The world is full of people that expected the world too soon and for too little effort, then gave up without giving Google AdSense a proper chance.

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